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Holiday Shopping: Problem Solved

Some holiday shopping catastrophes are unavoidable: forgetting a gift for your mother-in-law three days before the family gathering, finding out your nephew just bought the video game you were going to give him, and mistaking your aunt’s size 9 shoe for a 6. Most other problems can be avoided with careful planning and early shopping. However, there will be occasions when you have to brave the crowds, last minute, or return merchandise. In order to avoid frustration, take a few moments to review merchant’s laws and helpful hints.

Planning ahead is the number one, holiday shopping stress-buster. Making a list for those you need to buy gifts, setting a budget and sticking with it will ease most anxiety the holiday gift scramble can bring. When budgeting, set an amount you’re willing to spend for each person on your list. Take out cash for holiday shopping to ensure you won’t find yourself overspending. When the cash runs out, you’re finished.

Don’t fall victim to the holiday shopping frenzy. A sale isn’t always a bargain. Often, people find themselves buying items to expensive for their budget because it’s on sale and seems like a good deal. However, you must ask yourself if in the long run, it’s the best idea. Regular retail prices can be highly inflated to make a sale look like a good buy. Picking up gifts throughout the year can help eliminate this problem.

In most counties, merchants are required to post a sign at the point of sale disclosing any terms, conditions or limitations the store imposes upon the customer’s right to a refund. They should also disclose information regarding their return/exchange policy. You must beware of verbal promises, whether for goods, services or credit. Get all promises in writing.

Always keep copies of purchase or deposit receipts. If ordering from a catalog, keep the pages that contain information on the item purchased, the company’s return policy and shipping information. When ordering merchandise over the Internet, keep a print out of the web pages that include details of your order and the policies of the e-tailer.

If possible, check with local and state consumer protection agencies regarding the complaint history of a company. Avoid impulse purchases and remember if it’s a good price today, it should be a good price tomorrow. Never get pressured into buying anything.

Following these guidelines can help you enjoy the holidays as they were meant to be enjoyed. Remember, the season is about family and friends, not shopping malls and financial burdens. Good luck!